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Explore Financing Options at Kirby Subaru of Ventura

So you've done all your research and you have found the perfect new Subaru or used vehicle for your life! But, what now? Well, here at Kirby Subaru of Ventura, we have you covered. Our smart and passionate team of Subaru lease and loan experts serve customers that live in Ventura, Oxnard, Camarillo, Santa Barbara, and Newbury Park. They work hard with you to help find the financing solutions that are suited for your life. This means that our experts do their best to deliver you an exceptional financing experience by negotiating on your behalf.

Utilize Our Suite of Financing Tools to Determine Your Budget

When you are looking for an auto loan or Subaru leasing options, you can take advantage of our online tools that make your life easier. You can make use of our online credit pre-qualification application, this allows you to save time and prevent the stress of filling out what seems like endless paperwork. The online financing application allows you to get ahead of the financing process so you can spend more time looking for the Subaru of your dreams. You can also use our finance application where you can submit your information for auto financing in an encrypted format. Once we receive your information we will contact you to discuss financing options based on the information you provide.

Purchase or Lease, Which is the Better Option?

When it comes to deciding whether an auto loan or lease is better suited for your life, it is important to consider the benefits of each method. If you are an individual who likes to own their vehicle for extended periods of time and you're willing to make some higher monthly payments to pay off the loan in full, a loan might be the option you opt for. If you enjoy lower expenses on a month-to-month basis or you like to drive a new vehicle every few years you may lean towards a lease. It is important to note that there is not a clear-cut answer as to which method is better because each scenario is different and every individual has different needs. So take a look at our vehicle loan and Subaru auto leasing comparison to make an informed decision on your next automobile.

Leasing Pros

  • You'll enjoy lower monthly payments with a low or non-existent down payment.
  • You have the ability to drive a better vehicle for less money.
  • You will have lower repair costs because the vehicle will have the included factory warranty.
  • You can easily transition to a new vehicle frequently.
  • There aren't any trade-in hassles at the end of the lease.
  • You'll pay less sales tax.

Buying Pros

  • You own the vehicle so you can modify it as you please.
  • You can save money in the long term if you buy the vehicle.
  • You don't have pesky "excess mileage penalties" so you can drive as much as you'd like.
  • You have added flexibility to switch vehicles because you can sell the vehicle whenever.
  • Since you own the vehicle when you want to purchase a new one, you can trade-in your vehicle.

As you can see there are pros and cons for both owning and leasing vehicles. It is smart to take the time with our finance experts here at Kirby Subaru of Ventura to discuss your situation and how an auto loan or lease would fit into your life.

Just lease is a bit more concise, especially since we already know you're talking about Subaru.

Kirby Subaru of Ventura

6404 Auto Center Dr
Directions Ventura, CA 93003

  • Sales: 855-871-0833
  • Service: 855-871-0833
  • Parts: 855-871-0834


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 7:00pm
  • Sunday 10:00am - 7:00pm